ACI Worldwide, Inc.
Supplier Financial Health Report
Overview
June 2024
USA
Incorporated Country
3,349
Number of Employees
A+
Credit Rating
1
Count of Investments
Five-Year Financial Trend Analysis for ACI Worldwide, Inc.
CONSTANT
Credit Trend
73.44%
Total Balance Sheet Growth Rate
62.24%
Total Debt Growth Rate
The company's credit rating of A+ and a credit score of 96 are strong indicators of its financial health and creditworthiness. The constant credit trend further reinforces the company's stable financial position. ACI Worldwide's revenue growth and strong financial position are in line with industry standards for payment processing and software companies.
The company's net income and EBITDA have also shown impressive growth, increasing from $67.56M and $224.17M, respectively, in 2018 to $142.18M and $385.64M, respectively, in 2022. These figures demonstrate the company's ability to generate profits and cash flow.
However, the net operating cash flow trend showed a decrease from $160.83M in 2014 to $143.38M in 2022, which could be a potential concern. Additionally, the free cash flow trend also decreased from $140.04M in 2018 to $103.49M in 2022. These trends may indicate that the company is investing heavily in its business, which could impact its short-term cash flow.
ACI Worldwide's revenue is derived from various industries, including banking, e-commerce, electronics, payments, software, and transaction processing. The company's revenue from China, Japan, Germany, India, the United Kingdom, France, Italy, Canada, Brazil, and the Russian Federation collectively accounted for approximately 16.71% of the company's total revenue in 2023.
Despite the missing data on the number of funding rounds, total funding amount, number of investments, and number of exits, the available financial data suggests that ACI Worldwide is a financially healthy and growing company in the payment processing and software industries.
Financial Health Risk Assessment for ACI Worldwide, Inc.
LOW
Profitability Risk
MEDIUM
Solvency Risk
HIGH
Financial Health Risk
The company's net income and EBITDA have also shown impressive growth, increasing from $67.56M and $224.17M, respectively, in 2018 to $142.18M and $385.64M, respectively, in 2022. These figures demonstrate the company's ability to generate profits and cash flow. However, the net operating cash flow trend showed a decrease from $160.83M in 2014 to $143.38M in 2022, and the free cash flow trend also decreased from $140.04M in 2018 to $103.49M in 2022. These trends may indicate that the company is investing heavily in its business, which could impact its short-term cash flow.
ACI Worldwide's revenue is derived from various industries, including banking, e-commerce, electronics, payments, software, and transaction processing. The company's revenue from China, Japan, Germany, India, the United Kingdom, France, Italy, Canada, Brazil, and the Russian Federation collectively accounted for approximately 16.71% of the company's total revenue in 2023.
Based on the financial metrics provided, ACI Worldwide shows a generally healthy financial position. The current ratio of 1.3 indicates that the company has sufficient assets to cover its short-term liabilities, while the quick ratio of 0.96 suggests an even stronger ability to meet immediate obligations. The debt ratio of 0.34 and debt-to-equity ratio of 1.69 indicate a moderate use of debt to finance growth, which is not overly concerning.
However, there are some areas of concern that merit further investigation. The net operating cash flow and free cash flow trends have decreased, which could indicate that the company is investing heavily in its business and may impact its short-term cash flow. Additionally, the high financial health risk level of 43.47 is a red flag, suggesting below average and/or declining financial performance and poor resilience to economic or market changes. This high financial health risk level, despite the strong profitability and operational efficiency, should be a cause for concern for investors and stakeholders. It's important to closely monitor the company's financial performance and consider the potential impact of its liquidity issues on its ability to meet financial obligations in the future.
List of UEIs for ACI Worldwide, Inc.
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